The Home Buying Process


Are you relocating to Mobile for your career and want the laidback lifestyle and good schools found on Mobile Bay’s Eastern Shore? I frequently work with professionals moving here with the Coast Guard, the FBI, Austal, ThyssenKrupp, SSAB and others. Perhaps you’re an active retiree or second-home buyer who wants to be close enough to the beach to easily enjoy it but far enough inland to be free of storm-surge worries. Or do you dream of a permanent family vacation home with the beach outside your door? It’s all right here with Baldwin County AL real estate — where, today, values are high, prices are low and great deals can still be found.

The Biggest Challenges To Buying A Home

Today’s homebuyers are faced with a number of challenges to fulfilling the dream of owning their ideal home. Why? Because buying real estate is not a perfect process. It’s a complex legal transaction that takes many people working together, meeting due dates and deadlines to get your transaction to the closing table on time. And someone almost always drops the ball. There simply are things outside of our control.

But when you choose me as your buyer’s agent, I make sure you encounter no surprises. I do this by arming you with the right information, keeping you informed and never sugarcoating the facts. This way, you always know what to expect.Porch

Other challenges include:

  • Finding the right property.
  • Making a proper offer.
  • Setting up inspections.
  • Finding the right loan officer for particular situations and types of financing needed. And having enough detailed information to make the mortgage process go smoothly.
  • Staying informed of any changes in the local real estate market that can affect a home purchase such as insurance and financing issues, which change frequently.

As a resident of the Eastern Shore for more than 17 years and a Realtor® here for over 13 years, I know the Mobile and Baldwin County real estate market well. And I use my knowledge and access to information to help you find the right property. Once found, I provide the “comps” for a Comparable Market Analysis on similar homes in the same neighborhood showing the stats for the ones recently sold, the ones currently under contract and others currently on the market. These numbers and other information I provide enable you to make your best informed decision when determining your offer.

Also, I have a strong network of trustworthy real estate professionals, such as home inspectors and loan offers, and work well with them all. I stay on top of what’s happening in the local communities and am quick to spot trends and changes in the market. And I keep you fully informed of any changes affecting your purchase.

As your buyer’s agent, meeting all the challenges and overcoming any obstacles to the successful purchase of your ideal home are exactly what I do. And my buyer clients say I do them well. Recently, Daphne homebuyers Glen and Laurie Gorowsky wrote that theirs was “a very drawn out and complicated purchase, but at all times Janet knew where we were in the game and how to win it.”

Buy A Home Or Be Sold A Home?

As a Realtor® who has walked in your shoes, I learned that I never want to be sold a home. You see, I have the unusual experience of having lived in four houses and an apartment in five years time. Long story, short: given more than once a timeline of only a weekend to find and buy a house, I learned a lot about what I expect from a buyer’s agent. I also learned what it’s like to be stuck in an apartment for a year while looking for a home.

This intense buyer experience taught me to treat my buyer clients the way I expect to be treated. I don’t lie. I don’t skirt the truth. I come at home sales with a different mindset, which comes from my 15 years as a newspaper journalist with a highly developed sense of right and wrong. Even if it’s to my detriment, I try to do the right thing for people. When you choose me as your buyer’s agent, you get a Realtor® with a real tenaciousness to cut through red tape and get to the bottom of things — one who provides you all of the information needed to make an informed decision. And when you’re armed with the right information — in plain English — you won’t have to worry about paying too much for the home you love.

So, please help yourself to the information on my Web site and use the MLS search functions to view homes. And when you’re ready to tour homes in person, email or call me at 251-591-2411 and I’ll be glad to arrange the appointments or to help you search.